New credit, debit card rules from January 2022
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Credit and Debit cards for online transactions will change from January 1, 2022
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To make online payments more secure, all merchants and payment gateways to delete sensitive customer data available at their end.
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To pay each time, enter full card details or opt for tokenization
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Mandates all merchants to use encrypted tokens to carry out transactions.
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Merchants will not be allowed to save users’ card information on their websites.
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New RBI Guidelines means online payments to see some chaos in new year
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many banks have already started informing customers about the change payment rules
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The tokenisation process will help make online card transactions more secure
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The card network will then create a token, which will act as a replacement or proxy for the 16-digit card number
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